Noida the satellite city of Delhi is in great demand, particularly from first time home buyers who take their search for homes either to Noida or Gurgaon in the NCR region. Both of these locations are prime and suit the demands of buyers perfectly for reasons more than one and we will shortly see why apartments in Noida are in such demand despite repeated criticisms. Thanks to contradicting comments and observations made by the multitude, buyers are completely confused as to what the truth actually is and how they should react to those. That is why first time buyers need to be shown how to find the best apartments in Noida in market and this is our humble attempt at that.

What critics are bellyaching about?

Perhaps the most common complain that have been made about apartments in Noida is the lack of round the clock electricity and water and other basic amenities! That era has long past and the sole truth of the matter is apartments in Noida are not crippled for the lack of it. The apartments are supplied by regular power supply and 24/7 running water and most importantly security of apartments in noida is top notch.

Settling Down In Apartments in Noida

Noida is a good place to raise a family and have good times along with friends and family. Hitting the mall in weekends is the best way to wind out and since the fun is where the malls are. The only pitfall of going to a mall is the hectic parking management at some malls, but if you take some time to plan your outing, you should be fine.

If you love eating, you will love living in apartments in Noida. The neighbourhood abounds in great gastronomically acclaimed destinations. Head out to one of those great places to eat out and you regret not for a moment for the money and time spent on it. Living in apartments in Noida gives you access to every necessary facility you will ever need to be happy and keep your family happy, and in case you miss those charming little places in Delhi, it’s just a drive away!

As the residential investment property market becomes fierce, many investors are starting to recognise commercial property as a viable investment option. So, don’t put all your eggs in one basket and consider diversifying your investment portfolio by investing in commercial property.

What is Commercial Property?

The term commercial property (also referred to as commercial real estate, investment or income property) refers to building or land intended to generate a profit, either from capital gain or rental income.

What Type of Property is included in Commercial Real Estate?

Commercial real estate is classified as property assets that are primarily used for business purposes. Commercial real estate is commonly divided into the following categories:

• Office buildings
• Industrial property
• Retail/Restaurant
• Multifamily housing buildings and
• Farm/Rural land.

In addition to the above, commercial real estate can include any other non-residential properties, such as:

• Medical centres
• Hotels
• Warehouses
• Malls and
• Self-storage developments.

What are the differences between Commercial Property and Residential Property Investments?

When you invest in commercial property, you still expect to rent out your property and receive rental income from a tenant as you do when you purchase a residential property investment. However, the major difference between investing in commercial property compared to residential property is the Rental Agreement. With commercial real estate, the property is usually leased to a business under a detailed contract for a much longer period (e.g. three, five or ten years).

There are some other important differences such as:

• The Tenant is usually called a Lessee;

• Vacancies between tenancies can be longer;

• Goods and Services Tax applies to commercial property (i.e. to the purchase price, rent received and any expenses in relation to the property); and

• Maintenance costs are usually paid for by the Lessee, which means net rental income tends to be higher.

What is an Annual Return on Investment?

The “annual return on investment” is the amount earned on the investment property. The amount earned, is expressed as a percentage, and it is called the property’s “yield”.

So, if you are considering investing in commercial real estate. You should always ask yourself the following questions:

1. What return on investment will you get from this property?
2. What is the property’s yield?

How is the Yield calculated?

Yield calculations are worked out by dividing the annual rental income on the property by how much the property costs to buy. For example:

Gross Yield = annual rental income (weekly rental income x 52) / property value x 100

This is best illustrated by using the following example:

• Assuming you buy a commercial property for $950,000; and

• Rent the property out for $2,000 per week ($104,000 annually).

Your Gross Yield will be 10.9%. It will be calculated in the following way:

($104,000/ $950,000) x 100

If you want to invest in a commercial property, you need to keep in mind all the information mentioned here. You can seek help and guidance from a professionally qualified and expert finance broker, who specialises in obtaining the right funding for commercial property investments.

Truly, having an independent and expert finance broker on your behalf can secure your eligibility for a commercial property loan, not to mention get you the best loan deal that suits your individual needs and objectives.

Singh Finance is a reputed finance brokerage firm of Australia. Its team of expert finance brokers will not only help you in finding the low-rate commercial real estate loan Victoria but they will also be useful in fulfilling your finance needs. Contact the firm on 0424 190 908 if you are looking for any type of loan such as unsecured debt consolidation loans or quick development finance for builders.